American Consumer's Credit Report Repair & Maintenance IQ Test

How often should you check your 3 major credit reports?
A) Once a year
B) Every 2 years
C) Twice a year
D) Every month

How long does a bankruptcy last, and allowed to appear on your credit reports?
A) 3 years
B) 10 years
C) 7 years
D) Until removed by an attorney

Can an American consumer legally remove negative unverifiable, inaccurate and outdated information from their own credit reports?
A) Only with an attorney
B) No
C) Yes
D) Sometimes

Is your unverifiable and outdated credit information automatically removed from your credit history after 7 years?
A) No, it must be requested
B) Yes, at the begining of the year
C) It's very possible
D) Sometimes at the end of each month

What is the average time it takes for an American consumer to clean their own credit reports?
A) 60 days
B) 30 days
C) 15 days
D) 45 days

Do you really need an attorney to repair your credit reports?
A) YES, if the price is right
B) NO
C) Yes, if you are afraid of the credit bureaus
D) Yes, if you don't have the form letters

Do all applications for credit appear on your credit reports, and can they be removed?
A) No
B) Yes
C) Depends
D) Sometimes

Who can have access to to the information in your credit reports?
A) Your Employer
B) Visa and/or MasterCard creditors
C) Auto and finance creditors
D) Anyone you have supplied a signed application

When is a consumer legally entitled to receive a free credit report?
A) If they are unemployed
B) If they are on Welfare
C) Their report is inaccurate due to fraud
D) All of the above

Does your credit history impact you and your family's "quality of life"?
A) Maybe
B) No
C) Yes
D) Sometimes

C= Correct   W= Wrong answers!

Credit Repair Kit V8.5 Saves You Time and Money!  Just fill in your credit information, and your software will create the credit repair letters that the credit bureaus must respond to as soon as possible. You also get Customer's Software Support via Toll Free Phone & E-mail. You will receive all the credit repairing tools you need, and can start repairing your credit reports today yourself for only $35. Credit repair takes at least 2 1/2 months to complete and can take longer if your credit reports have lots of negative information... So get started today!

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